Applied Leasing Ltd hopes that all customers are driving within the law, but if you do happen to get caught by a speed camera or a police officer when driving your lease vehicle, what happens next? Our short guide explains the penalty for speeding in the UK, who will receive the speeding ticket for a lease vehicle and the fees involved both from the Government and the funder.
According to the Gov.uk website, the minimum penalty for speeding is a fine of £100 and 3 penalty points on your driving licence.
If a driver builds up 12 or more penalty points over 3 years, that driver is then disqualified from driving.
Exceeding the speed limit is illegal so if you get caught by a speed camera or the police, any of the following could happen:
There are two different ways that you can be caught for speeding in the UK - either by a policeman pointing a speed gun at the side of the road, or by a speed camera (Mobile or static). If you weren’t stopped by the police by the side of the road then the speeding ticket will be sent to the registered keeper of the vehicle within 14 days. For many lease contracts, the registered owner and keeper of the vehicle is the finance company so any speeding tickets or driving penalties that you will get during your lease agreement will be sent direct to your finance provider. This doesn’t mean that you will avoid the ticket however! If you receive a speeding ticket during your lease agreement, then the finance provider will forward the ticket to you by post. The finance company may also charge you an administration fee for this service, usually around £25.
For this reason, it is important that you keep your contact details up-to-date with Applied Leasing Ltd and your Finance Provider, so we can keep you informed of any speeding penalties during your lease agreement. You can update your contact details by calling our Administration Department on Freephone 0800 525 209 or email email@example.com.
Our advice to all our customers is to always drive carefully and to obey the rules of the road. Unfortunately, many people believe that ignorance is a justified excuse, but all drivers should be totally aware of the road laws.
Other general advice which can help avoid unwanted attention from the police includes:
If you are stopped by a police officer, our advice is to be polite and respectful. Police officers spend a lot of time on the road and deal with many angry drivers, don’t be one of them, be respectful, after all it was your error. If you need any further advice on UK Motoring Law visit the government website for the “Highway Code”