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Fine and Penalties FAQs

View our fine and penalties FAQs below.

What do I do if I receive a fine/penalty?

When you receive a fine or penalty, you normally have 2 options –

  1. If you believe the fine to be fair, then you pay the full amount in accordance with the instructions on the documentation. 
  2. If you want to contest the fine, then you will need to contact the authority who issued the fine. Instructions for this will also be on the documentation. 


I was caught speeding but haven’t received my ticket, what happens now? 

Most speeding tickets will be sent to the Finance Company as they are the registered keeper. Please read our Speeding Guide to find out what to do next.

Why have the Finance Company paid and then recharged me for a fine? 

Some fines must be paid by the registered keeper and therefore will be paid by the Finance Company, who will then recharge to you, the customer. 

Why have I been charged an admin fee on top of the fine? 

As part of their terms and conditions within your contract, some finance companies have the right to charge an admin fee if they have to pay and recharge a fine.

Once the fine has been paid, can I contest it? 

Most finance companies will supply you with a third-party representation letter, this will allow you to appeal a fine. However, it is up to the authority as to whether they accept or decline the appeal.

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Applied Leasing are a credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority. Registered No : 689942

Registered in England & Wales with company number : 2473288 | Data Protection No : Z8661858 | VAT No : 669698057

Registered Office : Suite 4 - 07, Grosvenor House Central Park, Telford, Shropshire, TF2 9TW

Disclaimer: All vehicle images and descriptions are for illustration and reference purposes only, all vehicle leases are subject to credit approval and subject to change at any time. E&OE.

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